FINEME · LIFE IMPACT LAB
When the world changes, what happens to your costs?
Adjust assumptions and compare everyday costs side by side, with transparent calculations. No account needed.
Starting values are examples, NOT current market prices, loan rates or exchange rates.
◈ Calculations run in your browser. Entered values are not sent to the server or saved.
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01 / Scenario inputs
Fuel & commuting
See how changing fuel prices affects your monthly commute.
Calculation results
Method and assumptions
Formula: Distance / 100 × liters per 100 km × price per liter
Assumes distance and fuel efficiency stay fixed; excludes maintenance.
02 / Scenario inputs
Loans & interest
Compare installment payments for a hypothetical new loan.
Calculation results
Method and assumptions
Formula: Payment = principal × r / [1 − (1+r)^(−n)] where r = annual rate / 12 and n = months
Hypothetical new, fixed-rate amortizing loan with equal monthly payments. Not a repricing of an existing loan. Excludes fees.
03 / Scenario inputs
Currency & imports
Estimate the baht cost of an imported purchase when exchange rates change.
Calculation results
Method and assumptions
Formula: Price × quantity × THB per foreign unit
Exchange rates are user-entered scenarios, not live quotes. Excludes shipping, taxes and fees.
04 / Scenario inputs
Cost of living
Model how a price change affects your regular monthly spending.
Calculation results
Method and assumptions
Formula: New monthly cost = previous cost × (1 + assumed change / 100)
Assumes a fixed basket and uniform price change; not an inflation forecast or official price index.
For educational scenario planning, not financial advice. Actual outcomes may differ.
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